Critical Illness Insurance

Helps employees and their families avoid financial hardship and out-of-pocket medical expenses related to a major illness. These policies pay a face amount / lump sum if the insured is diagnosed with a specified critical illness. This sum is paid directly to the insured regardless of any other sources of income or medical coverage.  Generally, critical illnesses include stroke, heart attack, cancer that is life threatening, paralysis,  organ transplant requirement, and kidney failure.